Thursday, December 5, 2013

Holiday Cheer

How would you like to experience cheer and joy with your finances during the holiday season?

Entertaining, stocking stuffers, extra travel expenses, cookies for the neighbors, decorations, office holiday party gifts, holiday grocery shopping and of course, presents… these are just a smattering of expenses that are about to edge their way into your spending plan over the next several weeks.

Whether you’ve been saving all year, plan to squeeze it into your regular monthly spending, plan to not partake in any of it, or have a credit card you use for the holidays, now is a good time to make a plan. Even if you don’t stick to your plan completely, just spending the time to fill out this handy holiday plan will provide you a road map for the trip you are about to take.

  • What are your priorities? 
  • What are your limits? 
  • What are your expectations? 
  • How do you feel about the money you’ve spent during past holidays? 
  • What could you do differently? 
  • And a favorite question from our Financial Boot Camps, what would your hero do?

This is my favorite Holiday Spending Plan: “Manage Your Holiday Spending” guide from the AFSA Education Foundation. It’s easy, just print it, take a walk, think it over, journal the above questions if you’d like, then get a pencil and a calculator and make your plan!

Enjoy the season!

-Stacey Powell

Finance Gym offers personal finance coaching in professionally facilitated peer-advisory groups. 
We motivate. We support. We help people change their lives by improving their finances.

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